Things you might think about
Dallas contractors insurance, general liability 972-217-8907. Hello Dallas I hope all is well with you and your family, today we will talk about the three things that you might want to think about when filling out an application for coverage. First I would like to thank you for dropping by our humble website today, and remind everyone are here from 8:30AM and answer the phones til 8PM. Also, if you have a question and would like to talk to an agent just call us and we will do all we can to help. Dallas Contractors Insurance, general liability.
To start
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To start you might want to know what is covered and what is not covered and here is the rub. There are different policies out here in the Land of Texas and here is a generalization. For an example let’s look at a claim. Let’s say that you as a contracting company owner have a job site and you have hired different companies to apply their craft on your job site. Now, remember that you have hired companies to do work for you, meaning that they may be subcontractors for..
There is a host of things you might need on a job, the above is just a reference. And in this story let’s say that there is a claim, a claim that is $ 25,000. Now, is this subcontractor covered under your Dallas contractors insurance general liability? This might be something that you want to know before you put people to work on your job site.
Endorsements
When you have a subcontractor that is insured you might want to be sure that they list your company as an additional insured with a waiver of subrogation. We will go over these endorsements tomorrow as to the meaning of what happens if you have these endorsements and you might want to have a 30 day notice. There is a lot more so please note that this is a three part series.
Hurt on the job
You might want to ask you agent this question. What happens if a person is hurt on your jobsite and what the difference between and employee and a subcontractor. Also, you will might want to know who is covered on the bodily injury of your policy. And last but not least what happens if you do not file your waivers for workers’ compensation correctly.
Tools
Now there is coverage for tools out here in Dallas, yet you might want to know the limit of any one tool and the deductible of said tool. There is most likely going to be a difference between Replacement cost and ACV. Actual Cost value. We will go over that also in the coming articles.
Disclaimer
Well, hope you have a blessed day. This was written by me and this is my opinion and that is all. I/this blog/website offers no warrantee nor guarantee whatsoever and never will. This is for information and entrainment only. For more on our disclaimer click here.