Labor Force Insurance

Dallas General liability Insurance: Well the talk is over and the New Year is here and doing well. Here we wish you a happy and prosperous new year and we as a group hope we can help and be part of your 2015 campaign to grow your business. As for most we have a list (some call it New Year’s resolutions) to obey to the best of our ability. We understand that there will be unforeseen circumstances that actually fall in your favor and there will be other; roads washed out ahead is we tried to negotiate from day to day running our business can be quite frustrating. It’s all in the year and it starts today. We want to do everything we can and after almost 13 years as an agent here in Texas I continue this: Most contractors are going to have Dallas general liability insurance and that’s where we can help.

Well, nothing is perfect

WE will not always be the winner of every bid/quote that we promote this year “2015” – because as far as I know no one wins 100% of the time and if they do I’m going to be suspicious. Yes, you may put me into the conspiratorial framework of a conspiracy theorist yet I just want to stand on the side of caution. There is a saying – you have heard it before, if it’s too good to be true……. Now with that said there are a few things that you can do to help protect yourself.

Texas Department of Insurance

if you are working with the new age and you can always go to the website of the state of Texas – and type into basically any search engine; Texas Department of insurance – agent lookup. Here is where you can find when your agent was given permission by the state to do insurance transactions in Texas. Obviously, yet worth mentioning you can also see how long said agent has been licensed in our state. That brings us up to something else that although a personal opinion I just think it is important concerning your Dallas General liability Insurance.

Experience Matter in your fiscal matters

Now, call me old-fashioned but you just don’t want someone has been doing this one or two years, you want to work with someone who is familiar with general liability and contractors insurance in particular,
you might want to know such things as.

• How long has this person been an agent?
• How long this agent has been with the agency?
• How long has this has this person been in commercial insurance?
• What is his/her personal history with the company he’s placing you with?
• How old is the agency

There is actually a long list – this is a good place to start, as far as I know no one has ever looked up on the website to see if I am actually an agent.

Here is something to think about…

Now, here is another thing you might consider to help protect yourself – the company that you were being placed with (as an example – Hartford) will have a thing called a rating. This rating shows you the fiscal integrity and Outlook for the company according to the algorithm (mathematical equation) used by A.M. Best. Meaning that you can look up the company/companies that we have given you a quote with to see their fiscal strength for your Dallas general liability.

Disclaimer

Yea: well first of all happy New Year and I pray that you have health, success and serenity in 2015.
Today’s post was written by one person – “me” – this is my personal opinion and the information herein should be used for entertainment and informational purposes only. I and labor force and insurance offer absolutely positively no guarantee or warranty whatsoever. Also you can see more about our disclaimer here.