Contractors Insurance Dallas Quote
Dallas Contractors insurance, general liability 972-217-8907: we are here today and on Thursdays we will be until 8PM most every Thursday. If you need a “Quote” for your contracting business and would like to explore some different options then just give us a call at your convenience. There is a little more that goes into a quote than meets the eye in most cases. This is more apparent as you move through the different companies and here is something that you might consider when you are getting different sets of numbers form various agents and perusing your options on your Dallas contractor’s insurance general liability.
More than price
There are things that you might want to consider when compiling your quotes and agency information to disseminate into a plan of action. Price is important let’s not downplay that part and at the same time so is the protections offered by these policies for your review. Let’s start with price and maybe how this works sometimes. This can be different because of…
There can be a lot of factors taken into consideration when you are getting your “Quote”. One is that you may not be a large company and not qualify for some of the perks that come on some of the companies offered by the larger companies. Most of the time the minimum premium that can be $ 15,000,000 Dollars. That is just an example some maybe more some maybe less.
Small Contractor
We work with the small contractor here in TEXAS the blue collar working man and woman. The contracting company that will run say $ 1,500,000 for a gross or total run for the year. Everyone say’s that are ready for the Big Boy’s but they are not and we will say it here. The larger companies we have a relationship that can help yet, we are not that guy.
Back to the Quote
You might want to see what is covered and just as important what is not covered. Now, usually you may not be able to move anything structural as in a load bearing wall on a lot of policies. Now, your policy may cover such exposures just fine. That is fine yet, you might want to be sure before you start to work on some projects. Another example you may not have coverage for roofing on your general liability, you may have a roofing policy for your Dallas contractor’s insurance general liability policy.
In other words
You might want to ask what is covered and what is NOT covered by the agent that you are working with. One way you might get your information is asking for the codes on the policy. Also, you might ask what is excluded no the policy you are looking at.
Disclaimer
I wrote this myself and this is my personal opinion and nothing more. I/this blog/website offers no warrantee nor guarantee ever, whatsoever. If you want to see more on our disclaimer go here.