Cold…that all just cold
Dallas Contractors General liability Insurance: Snow, Cold, very Cold, Ice then Sunshine and for the
Weekend and more snow and yes a stadium full of unpredictability. If you’re in your 40s you have probably heard the term “just suck it up and do it” – well, there is none of that when it’s ice. Yet the interesting news is also – ladies and gentlemen it’s almost over along with February. What has happened to everything? The weather what is happening to our year it’s being eaten by father time to slices at a time. Goodbye February hello March it’s 2015 – let’s go, Dallas contractors general liability insurance.
We are R-W-A
We are ready – willing – able, and here we go; it seems like a long long time ago yet it was right here in Panther city that I was introduced to marketing insurance products in Dallas-Fort Worth. Sounds great except for the part that I had no license our knowledge whatsoever. This is where we use the timeworn statement of “everyone starts somewhere and no one knows much at the beginning”, there are plenty of people who will argue that I still don’t know anything yet that is a discussion for another day. Over a decade ago becoming an insurance agent change the way I live my life added a passion and left me with the amazing ability to meet all kinds of contractors whom have decided to go out on their own. American, I applaud you and I’m not alone and thank you for dropping by today because we’re like you we need teammates and we need to save, Dallas contractors general liability insurance.
What is this?
Now, contracting breaks down to things like; you want a new porch let’s say it’s 20 x 20 a lot of people call that a deck you want a covered and you do flooring so you call a local contractor to employ their services to build your dream deck. What is happening here is a contractual obligation between a contractor in a property owner and even a sub-contractor that may have been doing a:
If you don’t have a contract even if you wrote yourself there could be problems in the future. Oddly enough it’s more likely both sides are protected with this cobbled together homespun contract than none at all, yet I’m not an attorney but I am going somewhere with this.
COI
Certificate of insurance as concerns your Fort Worth contractors general liability insurance. The homeowner whose hires a contractor can put themselves in the precarious situation because if one of the employees or subcontractors are hurt on their property, guess what – there is probably going to be a claim on the homeowners liability portion of their insurance policy. So contractor – here’s where you get involved. Let’s just say someone was hurt – the homeowners insurance policy paid $75,000. Just live in the wild wild world of make-believe with me for one more minute – do you honestly believe that the insurance company is going to pay all of that money and just walk away. So, that is how they become an industry worth trillions of dollars – they just pay claims and walk away?
Really
Really, do any of us think that how it really works? They just pay and walk away? Or do you think there is a possibility that “they”, then turn around in litigate against the contractor. Oh! It just keeps getting better and here is an oldie but a goodie – regardless of what a person thinks in the landscape of their mind, this has really nothing to do with reality. There is a saying that I here literally every day – I (enter the name of your company here) do not have employees, there in I have no exposure/risk. In other words ain’t going to be responsible. Sounds great it’s not necessarily true.
Yes you.
Yes you can be held responsible for losses that occur on a person’s property. I am not an attorney I’m just an insurance agent soap remember this is make-believe however a lot of times may be not every time and maybe never let’s just say – I know a guy and this guy said this, the $75,000 that were talking about, well there was a homeowner that hired a contractor the contractor hired a subcontractor go something like this Henry the homeowner hired Carson the contractor Carson the contractor did half of the work but he needed someone to lay the foundation of the porch and this guy is Sammy subcontractor. And you know it – Sammy the contractors guy got hurt because $75,000. After this sum of money was paid in the claim is closed then (enter the name of your company here) Carson the contractor who hired the subcontractor gets a summons to appear in court over this mysterious $75,000. In other words the insurance company wants their money back and that they have to take it in the form of jet ski’s rent houses extra trucks because of a judgment they are adjudicating than so be it. There is a rumor – substantiated are not insurance companies want their money back. Now this is a make-believe scenario it’s up to you to figure out if you think this could really happen. Now there’s a part two in a part three of the same story in other words it’s Thursday the conclusion will be out Saturday morning.
Disclaimer
Now, I I wrote this this morning at 7:19 AM, I hope you enjoyed make-believe scenario and want to remind you that all the information here – was written by one person me and this is my personal opinion and has nothing to do with your policy or the reality of the language 
inside of your policy of any kind. Therefore, we offer no warranty or guarantee whatsoever of anything written on this blog/blog roll of this website at any time ever. If you want to step into reality and talk to an agent you can call me at your convenience or go to the top right hand corner and click quote. Thank you for being here today and may God bless you in all of your adventures. BAM! Dallas contractors general liability insurance. Want more on our disclaimer – click here