Labor Force Insurance

Dallas contractors insurance general liability 972-217-8907, call us if you have a need or want to discuss your coverage. Well today is Saturday, June 6, 2015 so we will be keeping this on the short side and talk about what is not covered and what may be covered. Yet, if you are in a hurry and just want a quote you can click here or call the number above. This here are general speaking because we have not read your policy yet generally speaking if one of your subcontractors is hurt on the job you may have an exposure, meaning you could have to come out of pocket for the injury.

Hurt on the Job

There is a difference between a person that is a contractor and a THIRD party such as a person that is walking by and is hurt by debris that fell off the ladder. This person may be protected by the Dallas contractors insurance general liability. Another component that can be an exposure to your company can be a subcontractor. Now, there is a good argument that this person has their own company and should fend for themselves, yet if you hired this person to do……

• Painting
• Flooring
• Landscaping
• Handyman
• Remodeling

We know that this list in not conclusive of all the types of work out in the great USA, but I think everyone gets the point. If you hire a person/subcontractor to do a job for you and your company you might have an exposure. Now, that is one exposure and there might be others that you are not aware of. Enter stage left the non covered code.

Codes

Now, this can be tricky, and you may want to go over this with your agent so here is a broad example: Say you have a client that ask you to remodel a bathroom. And you discover that this job may have a lot of plumbing work. You might want to ask yourself if you have coverage for plumbing. So, with that said there are other exposures that may come into play in this world of contracting. You may find out that you don’t have coverage for concrete work on your Dallas contractors insurance general liability.

Your Company

Let’s say that your company is a painting and drywall company but you have an opportunity to do a large patio for a good client that will involve a decent amount of concrete work, well is might be prudent to call your agent and make sure that you are covered for this on your Dallas contractors insurance General liability. In other words ask if you are covered for this code with the agent that sold you your policy.

Disclaimer

We thank you for stopping by today, we know you are busy and we value your time. This was and all articles are written by one person and I offer no warrantee nor guarantee whatsoever. Also, this does not represent any actual claim. This if for information and entertainment only and if you want more information on our disclaimer click here.