Labor Force Insurance

Dallas general liability insurance, contractors: Thank you for dropping by today, we as a company want to be at your service the way you want us to service your company. Working with contractors all over the state of Texas we have learned and I have learned personally – with business and bids moving at the speed of the Internet a lot of times a contractor will purchase his/her coverage over the phone aided by email and fax. The day of the face-to-face visit is not what it used to be, there is virtually no one that is never heard of the insurance or Geico. With respect to all of the agents out there in the Texas landscape of insurance well, welcome to a new age. Let’s talk about the virtual office and your Dallas general liability insurance.

Whoa, things have changed

The Internet used to be this wild Golden Prairie that seemed so very mysterious with its landscape pot marked and populated by people such as web designers. Gee how things have changed: the web designer is now a person with photographs and a little bit of time to do a thing called “drag-and-drop” and a few minutes later, Wala- A new website is designed and now living in cyberspace. The airwaves are dominated with companies who are inextricably making designing hosted and flying a website quite an ordinary experience. So much for the Golden Prairie. This same his become true for your commercial buying experience – Enter

Enter the new day

Now, things are different and more has changed in the landscape of insurance in the last 10 years than they have changed probably the last 50 years combined. The Internet has made the ability for any contractor to get a quote at a California while calling New York City and not spending an extra dime out of his daily budget. Although you may pay a flat rate in a lot of cases your long distance is free, male has become electronic and there is no charge for a mailbox or a quote charge to send the mail itself “think email” – and all the other types of communications has given us a true understanding of why they call it a web and how it has shrunk our universe. There are some facts that you want to understand.

The agent

Maybe there will be a day where a contractor works with an Internet portal to buy his general liability, yet the evidence to that statement is actually quite the opposite. The sophistication of the “COI” – certificate of insurance has made choosing the right agent paramount at the very least. You might find out that the person who sold you your homeowners and auto insurance may not be the correct choice when it comes to purchasing your commercial coverage. The dynamics of Dallas general liability insurance – well it can get complicated.

Certificates may demand

The general contractor has a new ally now days, there are companies now that do this thing called insurance certificate organization. In other words the contractor no longer Ask for or goes over your insurance certificate that is now been farmed out to a third-party. Like everything the possibility of having good in bad certainly may exist in this kaleidoscope of certificate companies. There may be a lot of coverage’s for your certificate of insurance to adhere to their coverage demands. Maybe….

• Workers compensation
• Additional insured
• Wavier of subrogation
• Completed Operations
• Non-contributory waiver of subrogation
• Umbrella or excess liability
• There are different request from different general contractors, the requesting coverage’s do differ from company to company. Now, one thing that you can do to greatly relinquish some of your stress is to send a copy of the certificate request to your agent. There is no cure all here, yet this is a start.
  

  Now, here we go

  Now, as an agent our job is to protect your assets from fiscal harm and that in general is the idea of insurance. There is going to be a difference between agent to agent and a difference between agencies. So it certainly can be in your best interest to pick to and see whom you feel the most comfortable with and who seems to have the best knowledge

  Hope to see you soon

  Now, we’re certainly old-fashioned it would like to meet each contractor in person – understanding that we will be working in 10 states this year that’s probably very close to impossible. Therefore you can do your policy over the phone, over the internet, via fax – you chose how you want to place your Dallas General liability Insurance.

  Disclaimer

  Now, I wrote this blog myself, and I offer no guarantee or warranty whatsoever ever as to the accuracy of what was said this very evening. We offer no warranty or guarantee of any type whatsoever o page or any other part of labor force insurance. More on disclaimer HERE