Tick….Tick do you know where your New Year is?

Dallas General Liability, Contractors Insurance: Our goals are usually the same. Do more with a higher profit margin. To a person here at Labor Force Insurance we understand budgets and the harsh reality of trying to run a small business. You need the same things that a large corporation needs. Such as Phones, Autos, Marketing, cash flow all the way down to caring for the family and of course the friends that is always moving and needing to borrow the TRUCK. Now, as for the cash flow there are obstacles that seem to have supernatural powers i.e. a plastic card (Think debit) that literally sucks
the bank account into a coma. Things that a contractor needs: Dallas General Liability.

Relationships

Our company is based on relationships although our vendors are slightly different than yours we still have them and the end user (A blue collar working man) is reliant upon their insurance agent to hopefully have what may be considered the best and broadest coverage at a premium (price) that does is not egregious to the bottom line of a man that is out in the elements working with his/her hands. These statements bring us to a odd part of our post. What we do. We do besides Dallas General Liability

  • Small Contractor…..Check
  • Electrician…..Check
  • Hvac……Check
  • Painting interior and exterior….Check
  • Large Contracting company No, we don’t do that at all.

Let’s talk about the large contractor and the relationship that you may have with one. This may have happened to you.

Large Contractor

Dallas General Liability Contractors Insurance -3-13Now, a large contractor most likely has general liability and you might even ask the boss/foreman where they get THEIR insurance. The common thought might be, with their resources THEY might have the inside track, know something that the rest of us don’t and maybe………just maybe they will share.
They can’t tell you what they don’t know. And the truth is sad. They a larger contractor has the ability
to have rates that the small contractor cannot get nor do they have access to these programs. The reason is that these policies come with a minimum total premium that will be higher than you are paying now, however the rate (cost pound for pound) is much less. I don’t have a good answer for you’re here except to say think “Wall-Mart” they can buy stuff cheaper than the small family owned operator.

As long as we are talking about money

Dallas General Liability Contractors Insurance -3-10Let’s play liability limbo – and see just how low we can go with your payments and that brings us/me to the fee. We charge a fee for our policies and people want to ask me why? Why do you charge a fee and always seem to talk about relationships and saving the small guy money. That is a great question: here is the answer. To run our office we have to pay people and they are professionals and (as an example)
All our AGENTS are licensed by the state. In further investigation you will find licensed agents are not free and nor is Dallas General liability.

Disclaimer

WE do this over and over and over: We offer no warrantee Guarantee what-so-ever and this is my opinion and the information within is for informational and entertainment only. More on disclaimer see here.

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