Friday, hello weekend
Dallas Contractors General Liability Insurance: wow has it been this long, you know living here in the “Monster-Plex” is different, Fort Worth used to be called Panther city because (yes I know this is a urban legend) supposedly a Panther fell asleep on Main Street slept well and somehow woke up at sunlight and… Then headed over to Lake Worth for lunch with the Lake Worth monster and there is our urban legend for the day. In reality is that here in Dallas/Fort Worth Texas we have some 7 ½ million people (That includes the small surrounding cities). That puts us at number three on the Richter scale in our great country, meaning we are third and that’s a lot. Dallas Contractors General liability Insurance
Slow Down
There are a lot of agencies out there that carry commercial insurance, we are not saying buyer beware yet we are saying quietly be aware. There is a difference – a “big” – difference between your homeowners and your car insurance and your Fort Worth contractors general liability insurance. Numerically a lot means probably 1000 may be more. We are not saying buy from us we are saying be sure to check with a couple of agents if you’re new to the landscape of general liability. It’s more than just common sense, this can make the difference between a possible lawsuit and a protection, meaning that the insurance company pays for the loss. More on Dallas Contractors General Liability Insurance Click here.
The Loss (The loss)
The loss is where everybody starts yelling – everybody starts pointing a finger – and that’s when you do not want to find out that you were not properly given some good old-fashioned advice. This is not where you want to find out that negligence follows you even if it was a subcontractor that had the incident/found negligent/somebody is going to pay. This is not time to ask the questions of…..
- Am I responsible for subcontractors
- How does the claim get paid
- How do I file a claim
- What is the process
- What is the role of the agent
All of the above are just generic questions, but they fall into the category of hyper imported when you (right the name of your company here) are the person that is being asked for your insurance information. Now that’s going to bring us to this thing called – the information superhighway that is a big part of the “Quote” Process of the Dallas contractors General Liability Insurance.
Let’s talk fast
Let’s talk fast: fast is the word, quick is now more than a metaphor, a quote in less than five minutes that’s what everyone is looking for, however remember you just put yourself with coverage of $1 million. Now, this is where I pose a generic question – do you honestly believe that the insurance industry became worth over $1 trillion the cause – they were running around with checkbooks paying claims. Here, I will hold my breath why you think about that.
Slow Down
Well, the quote process is fast, real fast but just like NASCAR you don’t start at the top, they just don’t throw you the keys send you out there and you start winning races, you probably not going to be a pro quarterback next week and God for bid you try and ice skate. Professionals, professionals do the job a little different. It’s not how fast you can get in and now it’s how well you can protect your assets. You didn’t go to work every day and fight through the day to day operations of running your own contracting business to save 10 minutes and cost you everything you work for, at least I don’t think so.
Quote
Quote five minutes – no problem: then we need to slow down go over some things and were going to email you some information and YOU NEED to read this information. You especially want to understand a thing called a certificate of insurance and another word that goes with this nifty little instrument called endorsements. See our next blog entitled endorsements – we will have that out later today till then remember you can go to the top right hand corner and click quote for a Fort Worth contractors general liability insurance quote. (Yea, we know you still wanted fast)
Disclaimer
Hey! Nobody’s perfect and no one knows everything – as a matter of fact I wrote this and I don’t think I know anything. If you have a question on anything here you can certainly call us will go over with you in person HOWEVER: the stuff here – this is my personal opinion and this was written for information and entertainment purposes only. We offer no guarantee or warranty whatsoever and never will. For more information on our disclaimer click here:
Now
Now what: the next step is to take care of your insurance all kinds of insurance, here’s something to think about on our way out the door. If you have a claim on your home let’s just say your roof leaks after a hailstorm – are you going to call your agent in see if you can put that on your personal auto policy? Let’s say that someone runs into the back of your car, do you really think you’re going to put that on your homeowners insurance? I think you see the pattern here, different coverage’s for different exposures. We will be going over all kinds of things between now and day one of 2016. Fort Worth we live here and we hope we can speak to you in person say because there’s a lot of information out there to help protect you your family and your assets on your Dallas contractors general liability insurance just got easy.